Terms And Conditions

IMPORTANT: PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE AGREEING TO THEM AND ENGAGING WITH THE EXCHANGE.

The UAB NTJ is not available to ANY person located in the prohibited and or sanctioned countries as defined in section one (1) and listed in section sixteen (16) of these Terms. If you are in any doubt as to whether you qualify as a prohibited person, you should not use the exchange. Unauthorized use of the exchange may result in the loss of all amounts transmitted.

Accessing and using NTJ’s services, confirms that you are aware of, and have accepted the Terms and Conditions of UAB NTJ.

UAB NTJ (“NTJ”, “safe2transact” or “the Company”) is a virtual currency exchange and virtual currency wallet company registered in the Republic of Lithuania.

The Customer is solely responsible for understanding and complying with all laws, rules, and regulations of their specific jurisdiction and the Terms of this exchange. Should you not accept these Terms and Conditions, please do not use the NTJ platform, or its products, nor should you engage in any services or content on the platform.

1. Definitions

The terms used in these Terms and Conditions shall be interpreted in accordance with the definitions provided below. Where the context so permits, words denoting the singular shall include the plural and vice versa:

2. Introduction

NTJ provides a simple and convenient way to purchase and sell cryptocurrencies. Customers must be eighteen (18) years or older to be eligible to use NTJ’s services. NTJ’s services do not provide customers with the ability to trade one form of legal tender for another form of legal tender.

NTJ offers full end to end encryption on all processes, along with 3D secure payment processing that is fully Payment Card Industry (PCI) compliant. The company is committed to the use of reliable and trusted partners. This allows NTJ to keep customer’s personal information safe.

3. Risk Warning

PURCHASING AND SELLING CRYPTO ASSETS IS INHERENTLY RISKY. CURRENTLY, CRYPTOCURRENCIES AND THIS SERVICE IS NOT REGULATED. THE VALUE OF CRYPTO ASSETS CAN BE VERY VOLATILE AND UNPREDICTABLE. THIS CAN LEAD TO PARTIAL OR TOTAL LOSS OF INVESTED FUNDS AND OR THE VALUE OF THE CRYPTO ASSETS HELD. CUSTOMERS SHOULD CAREFULLY CONSIDER ALL THESE RISKS BEFORE TRADING OR HOLDING CRYPTOCURRENCIES.

4. EXCHANGE Services

NTJ has developed a multi-level account system with an individual approach to each customer, from crypto novices to professionals. Worldwide coverage and the platform stability acts as a guarantee for the safety of assets and data.

The NTJ platform does not allow:

● engaging in illegal activities
● making false public statements
● anything that would cause damage to the company’s services or systems.

The service operated by NTJ allows customers to buy, sell, and exchange recognized cryptocurrencies such as Bitcoin, Ethereum, or Litecoin. These services are available only in connection with the cryptocurrencies that NTJ supports. The list of supported cryptocurrencies can be found on NTJ’s website – www.safe2transact.com.

Customers should not attempt to use personal E-Wallets to store, send, request, or receive digital currencies in any form that is not supported by the platform. NTJ assumes no responsibility or liability in connection with any attempt to use personal E-Wallets for cryptocurrencies that are not supported.

NTJ’s service allows all registered customers to operate:

●  One or more hosted cryptocurrency wallets, enabling customers to store, track, transfer, and manage their balance of supported cryptocurrencies;
●  A cryptocurrency converting service which allows customers to exchange one cryptocurrency to another available on the platform.

The customer is ultimately responsible for abiding by the rules and laws in their respective country of residence and/or the country from which access to the website and services are made. Depending on the customer’s country of residence, one may not be able to use all functions/services on the company’s platform. Additionally, the customer is responsible for determining what, if any, taxes apply to the trades completed via the use of NTJ’s services. Likewise, it is the customer’s responsibility to report and remit the correct tax to the appropriate tax authority. When agreeing to these Terms and Conditions, you agree that NTJ is not responsible for determining whether there is a requirement to apply, collect, report, withhold, or remit any taxes arising from your trades.

5. Use of the Exchange’s Website (https://safe2transact.com)

Customers seeking to obtain an Account on NTJ’s platform are required to register and pass a verification procedure. Once this process has been completed and the customer has been approved will they be granted access to an account by identifying themselves using a personal login and password.

NTJ makes all reasonable efforts to ensure that the means of access of customer’s personal accounts remain strictly confidential, and are not breached by unauthorized personnel. With that being said, the customer is personally responsible for the use, preservation, and protection of his/her security details. Except for the cases of gross or intentional negligence or misconduct by NTJ, the customer shall be solely liable for any direct or indirect damages incurred as a result of any use or misuse, fraudulent or not, by himself or by third parties using the customer’s personal means of access.

In the event of a breach of an account, the customer is required to immediately (i.e. right after the moment of discovery) inform NTJ about any unusual, suspicious, or unclear changes that have appeared on the account. NTJ will investigate the matter and provide its findings in writing to the customer within 20 business days. In cases where a customer delays or fails to notify NTJ of any unusual, suspicious, or unclear changes on the account the customer will be liable for breach of these Terms and Conditions, thus, NTJ will not be responsible for any possible losses. Furthermore, NTJ will have the right to take any further steps deemed necessary, including, but not limited, reporting such accounts to the relevant state or national
authorities.

NTJ will not be responsible or liable in any respect for losses related to the loss or making available of your login, security details, private keys by you to third parties; any loss of use of hardware, software or data and / or any data corruption or loss; data breaches or hacks; any losses or damages arising out of or relating to any inaccuracy, defect or omission of cryptocurrency price data; any error or delay in the transmission of such data; and / or any interruption in any such data; loss or malfunction of e-wallet.

Responsibility for using the Website

Except for the case of gross or intentional negligence or misconduct on the part of NTJ, its staff, or paid contractor, the company is not responsible for any direct and or indirect damages (including the loss of profits or the loss of opportunities) incurred by the customer resulting from the use of or the inability to access and or use the NTJ website. Likewise, NTJ will not be responsible for, among other things, any direct and indirect damages caused by the transmission of viruses (despite existing security measures), the interruption of the access to the platform caused by communication disturbances, channel or connection problems, unauthorized access, strikes or events of force majeure.

Access to the Website

Subject to the means at its disposal and within the limitations described in the previous point, NTJ shall provide access to the website seven (7) days per week, twenty-four (24) hours per day.

Nevertheless, the company cannot guarantee a continuous, uninterrupted, and secured access to the platform 24/7. The company may interrupt, at any time and without prior notice, the access to the website in cases of risk of:

a. misuse
b. fraud
c. to perform maintenance
d. to implement any improvement
e. modification

NTJ shall do its utmost best to limit the duration of such interruptions and shall inform the customers of these interruptions and its estimated duration, whenever possible.

6. Prohibited businesses

NTJ Accounts are not to be used in the following categories of business and business practices:

●  Intellectual Property or Proprietary Rights Infringement: such as sales, distribution or access to counterfeit music, software or other licensed materials without the appropriate authorization from the rights holder;

●  Counterfeit or Unauthorized Goods: such as unauthorized sale or resale of brand name or designer products or services; stolen or illegal imported sale of goods or services;

●  Drugs and Drug Paraphernalia: such as sale of narcotics, controlled substances, and any equipment designed for making or using drugs;

●  Pseudo-Pharmaceuticals: such as pharmaceuticals and other products that make health claims and have not been approved or verified by the applicable local and/or national regulatory body;

●  Substances designed to mimic illegal drugs

●  Adult Content and Services and

●  Unfair, predatory or deceptive practices: such as investment opportunities or other services that mislead customers into false claims or losses.

Note: The types of business uses listed above are representative, but not exhaustive.

7. Account registration and access

In order to use NTJ Services, customers must register for a NTJ account (a “Account”) by providing your email address, creating a password, and accepting the Terms of this Agreement and the company’s Privacy Policy.

Once your NTJ Account is created, you agree:

a. to create a strong password that is not used for any other website or online service;
b. to maintain the security by protecting your password and restricting access to your account.

Accounts are strictly for personal/individual use. Should a customer wish to create an account for the proceeds relating to any business, he/she must apply for the creation of a Business Account. This process includes the successful completion of a full verification of the business and its official representatives.

Identity verification

By providing NTJ with the requested information for the purposes of identity verification, the detection of money laundering, terrorist financing, fraud, and any other financial crime, you permit the company to keep a record of such information. Certain verification procedures must be completed for each customer before access is permitted for the use of NTJ services. Based on the verification level passed, NTJ will apply certain limits, which may be altered during your tenure as a customer once additional information is received. At any point, should a customer wish to have their limits increased, please contact the company by email at support@safe2transact.com.

In providing NTJ with this and any other information that is required, you confirm that the information is true, accurate, and authentic. You further authorize the company to make necessary inquiries, whether directly or through third parties, to verify your identity and to protect both you and the company from fraud or other financial crime, and to take any action deemed reasonably necessary based on the results of such inquiries. By agreeing to these Terms you acknowledge and agree that your personal information may be disclosed to fraud prevention and or financial crime agencies, and that these agencies may respond to NTJ’s inquiries in full.

Legal entity verificationNTJ does not allow customers to have more than one account on the platform. If it is detected
that a customer has or is operating more than one account, all of the accounts will be
temporarily disabled and NTJ will launch an investigation on the matter.8. Information changes and disclosure

It is essential that customers keep NTJ informed of any changes to your contact, personal details, or any other important changes that are relevant to your account. Failure to do so may affect your eligibility to access the account and or services offered.

When a reasonable request for information is made by the company, customers must provide this information as soon as possible. If the company suspects fraudulent or criminal activity of any kind, NTJ has the right to:

a. retrieve the requested information from another source;
b. block or close the customer’s account; or
c. restrict the customer’s access to the company’s services.

Customers are required to ensure that the information submitted to NTJ is accurate and up to date. Should situations change, customers are given up to five (5) business days thereafter to provide the accurate information.

NTJ will use customer’s information as explained in our Privacy Policy. Customer’s information will be shared when it is required by law, is in the best interest of the public, when there is a specific agreement in place, or is needed to protect NTJ’s interests (e.g. in any legal proceedings).

9. Transactions

By agreeing to these Terms, the customer agrees that any amount sent personally or on the Legal Entity’s behalf, shall be deposited to the customer’s account at the value date of the payment received, net of any fees charged by the banking institution or any other intermediary involved in the transaction process. NTJ must be satisfied that the sender is the customer or an authorized representative of the Legal Entity before making any amount available to the account, otherwise the Company reserves the right to refund/send back the net amount received to the sender by the same method as received.

In order to purchase or exchange cryptocurrencies, customers can replenish their account by depositing funds fiat, cryptocurrency. Please see our Fees Policy located on the Website.

All deposit and withdrawal are processed on business days. When a customer requests to have funds transferred to their NTJ account from an external account or vice versa, you authorize the company to execute such transactions via its services. This instruction authorizes our designated payment processor to charge or deduct your NTJ account for any applicable fees owed in connection with the trades completed via NTJ’s services. Be advised that fiat, kept in your NTJ account, will be used exclusively for the purchase of cryptocurrencies.

During the normal course of processing transactions, NTJ may be required to share your personal information with other contractual third parties (e.g.: financial institutions) or as required under applicable laws. By agreeing to these Terms, you hereby provide full permission and authority for NTJ to share this information with such partners.

The customer must understand, accept, and agree that the company reserves the right to refund/return any amount received by a sender (natural person or beneficial owner), if:

a. the company has sufficient proof that these amounts are direct or indirect proceeds of any illegal act;

b. it is the product of any criminal activity,

c. the funds belong to a third party, and the customer has not produced a satisfactory explanation for his/her access to said funds.

Additionally, the customer agrees that the company may reverse all or any previous transactions performed on his/her account and terminate the agreement at any time. The company also reserves the right to take legal actions against the customer to cover itself upon an adverse event and claim for any damages caused directly or indirectly to the company by the customer due to such an event.

If we receive instructions from you to purchase or sell cryptocurrency outside of business hours and/or on day that is not a business day, we may treat those instructions as if they were received by us on the following business day.

You acknowledge that our decision to take certain actions, including limiting access to, suspending, or closing your e-wallet/NTJ account, may be based on confidential criteria that are essential for the purposes of our risk management and security protocols. You agree that we are under no obligation to disclose the details of our risk management and security procedures to you.

In the event that we refuse to complete a transaction and / or suspend your e-wallet/NTJ account we will lift the suspension or complete the transaction as soon as reasonably practicable once the reasons for refusal and / or suspension no longer exist. However, we are under no obligation to reinstate a transaction at the same price of on the same terms as the suspended, reversed or canceled transaction or to inform you of the reason for our refusal to compel a transaction or our suspension of your wallet.

The Company at its discretion may update the fees at any time. Any updated fees will apply to any services, sales or other transactions that occur following the effective date of the updated fees. You authorize Us to deduct from your E-wallet/NTJ account any applicable fees that you owe under these Terms.

10. Cryptocurrencies selling/purchasing

All prices reflect the exchange rates applicable to the purchase or sale of the cryptocurrencies using fiat or alternative forms of the cryptocurrencies identified in the purchase order. All sales and purchases on the platform are subject to availability. NTJ reserves the right to discontinue the sale and or purchase of cryptocurrencies on its platform without notice.

During the transaction, NTJ will provide the customer with notice of the fee amount required to process the intended purchase or sale of the cryptocurrency. By agreeing to these Terms and Conditions you agree to comply with the conditions provided within such notice(s) to complete your transaction.

When compared to fiat currencies, the pricing of cryptocurrencies are more volatile, thus, there is a greater risk that a customer may not receive the exact price for the underlying cryptocurrency when an exchange is complete.

In cases where the cryptocurrency amount offered to the customer differs from the market value for more than 2% between the transaction start and complete time, NTJ reserves the right to decline the order or to contact the customer to provide information regarding the new amount of cryptocurrency that will be paid out.

By selecting the “Buy” or “Sell” button on the platform, you are authorizing NTJ to initiate the transaction at the quoted buy or sell price thus, agreeing to any associated exchange fees. Customers cannot cancel, reverse, or change any transaction that has been marked as complete or pending by the company.

In the event of an error occurring on the platform, during the purchase order confirmation, the processing of a purchase, or otherwise, NTJ reserves the right to correct such an error andrevise the transaction accordingly. This includes charging the correct price, canceling the purchase, and or refunding any amount received. In these cases, NTJ will immediately notify the customer of any changes that occurred due to such errors.

Customers can only purchase or sell cryptocurrencies with the available balance in their account. Customers are responsible for maintaining an adequate balance and/or sufficient credit limits to avoid overdrafts, insufficient funds, or similar fees charged by your payment provider. Once the company executes your order, you will receive a confirmation on your screen with the notice verifying successful completion of the operation.

All sales and purchases of cryptocurrencies via NTJ’s platform are final. The company will not extend any returns or refunds to customers for their purchase(s), except as otherwise explained in these Terms and Conditions.

At any time with 14 (fourteen) calendar days prior notice via e-mail to the email address indicated during registration for a NTJ account, we may in our sole discretion terminate support for any compatible cryptocurrency (delisting). If you do not sell or send such cryptocurrency off your wallet during this time, we have the right to withdraw balance of such delisted cryptocurrency from your e-wallet and credit your wallet with the market value of a compatible cryptocurrency (to be selected in our reasonable discretion).

11. Payments methods

NTJ only accepts payments through bank transfers. To make a deposit via this method, the customer needs to submit a payment from his/her personal bank account to their NTJ account. In providing payment details, the customer will specify the details of our Company, the account where the funds are to be deposited, and the purpose of the payment. Likewise, to initiate a withdrawal via bank transfer, the customer needs to fill in the electronic form on the platform. After successful acceptance of the details provided by the customer within the electronic form, the withdrawal transaction will be completed within the timeline indicated in our policies section on the platform.

The minimum amount allowed to be deposited on an account is 50 EUR. Conversely, the maximum withdrawal from any account during a twenty-four (24) hour period is 10,000 EUR. Withdrawals for higher amounts will need to be requested manually by the customer to the NTJ. These will be considered on a case by case basis.

Withdrawals can only be processed by verified customers through a bank transfer with a manual acceptance.

In accordance with the company’s internal rules and requirements, considering the standards of International Payment Systems, bank transfer processing timelines, NTJ’s approximate account funding times are:

●  Deposits – up to 10 business days
●  Withdrawals – up to 15 business days.

The company reserves the right to adjust the above-mentioned approximations when it is deemed necessary.

Should a customer’s funding (deposit or withdrawal) action not be within the processing timeline indicated above without a notification from the company regarding the delay, the customer must email NTJ providing detailed information on their payment issue. The company will commence an investigation immediately and provide the results to the customer in writing upon its completion. The timeline to complete an investigation will be set on a case-by-case basis.

NTJ reserves the right to suspend or block customer’s accounts and or funds in accordance with these Terms and Conditions, including for but not limited to, investigation purposes. During these periods, funds could become inaccessible to customers. Upon the conclusion of the investigation, should the customer be found at fault, all expenses shall be borne by him/her.

12. VolatilityNTJ will not be liable for any price fluctuations of cryptocurrencies during periods of high transaction volume, illiquidity, fast movement, or volatility in the marketplace where the prevailing rate indicated on the platform at the time of your order does not match the actual market rate.13. Electronic Notices

By agreeing to these Terms and Conditions customers consent to receipt of electronic communications, agreements, documents, receipts, notices, and disclosures by the company in connection with your account and/or use of NTJ’s services. These communications will be posted directly on the platform, or sent by email. Customers can unsubscribe to receiving electronic communications by emailing the company at support@safe2transact.com.

Customers desirous of a physical copy of the aforementioned notices can make a request via email no later than one month after the date that the communication was originally sent. All requests will be considered on an individual basis, and customers may be charged a processing fee for such requests.

14. Closing an Account

Customers can close their account or end their engagement with NTJ by making this request via email at support@safe2transact.com. Customers will not incur a cost/fee for the processing of this request.

NTJ has the right to close a customer’s account immediately and without notice if:

●  The customer has seriously or persistently breached this agreement (i.e. falsified any Account, E-Wallet, or Cryptocurrencies address registration, exchange, or administration details provided to the company, impersonated another person, or misrepresented your affiliation with a person);

●  The customer is no longer entitled to the account or services;

●  The customer has not submitted adequate information as requested;

●  The customer provided the company with false or misleading information following a request by the Company, whether at the time of registration or during the course of the relationship;

●  The customer attempted to damage the company or any third party through his/her access to the platform;

●  The customer has used or is continuing to use NTJ’s services with monies derived illegally or fraudulently;

●  The customer is using the account for a purpose not covered by this agreement (e.g. illegal gambling, fraud, money-laundering, terrorism, other illegal activities);

●  The customer has traded or is trading using misleading or inaccurate information or has taken advantage of a technical glitch, malfunction, failure, delay, default, or security breach on the platform;

●  The customer is involved in any criminal activity whether linked to the company or not;

●  The customer has placed the company in a position vulnerable of breaking the law, regulations, codes of practice, court orders, requirements, obligations, or expose NTJ to actions or censorship from any government, regulator, or law enforcement agency; or

●  The customer has breached NTJ’s security protocol or misused his/her account or security details.

In these cases, the company can make a report to law enforcement bodies without providing any notice to the customer. In addition, if the customer’s actions or inaction imposes economic costs to NTJ, the customer shall be responsible for full repayment of all losses.

Unclaimed or Disputed Property

If for any reason a customer’s account becomes inactive for an extended period of time (minimum of 24 months) and, the company in good faith is unable to determine the customer’s whereabouts, and such funds remain unclaimed, by agreeing to these Terms you agree that all such funds shall be deemed to have been abandoned and will become the property of NTJ. Once this period has elapsed the customer has no right to make a claim on those abandoned funds.

If the company receives evidence that funds held in a customer’s account are alleged to have been stolen or otherwise not lawfully derived, NTJ may place an administrative hold or freeze on the affected funds on the customer’s account. This hold or freeze may continue until such time when the dispute is resolved and the evidence of the resolution has been provided in an acceptable form to the company. NTJ will not involve itself in any such disputes or arbitration of such disputes. The customer agrees that the company holds no liability or responsibility for any losses, damages, adverse consequences, or reputational harm arising from or in connection with such actions taken by the company.

15. Inactivity on AccountIf a customer’s account goes inactive for up to 12 months, the company may restrict payments in or out of said account to protect against fraud. The customer will be notified in advance of this action. When a customer’s account goes inactive for a minimum of six months, the company may impose a fee for maintenance purposes. This fee will be taken from the cryptocurrency or fiat funds held in the account. Please refer to the Fees Policy on our website.16. Eligibility

NTJ prohibits the use of its platform to customers residing or registered in the Financial Action Task Force’s “Blacklisted” countries (e.g., Iran, Democratic People’s Republic of Korea (North Korea)).

When registering to use NTJ’s platform on behalf of a legal entity, it must be confirmed and guaranteed that said legal entity is:

● duly organized and validly operating under the applicable laws in the jurisdictions where it was established;
● the applicant is duly authorized by said legal entity to act on its behalf.

The applicant must further confirm and warrant that he/she:
● Has not previously been suspended or banned from using NTJ’s platform;
● Has full power and authority to enter into this agreement and in doing so will not violate any other agreement;
● Understands the risks associated with using the platform and is not prohibited or restricted from using the platform based on the contents of this policy;
● Will not use NTJ’s services to conceal or disguise the origin or nature of proceeds of crime or terrorist financing, for further violation of applicable AML/CTF legislation, or to deal in any illegal cryptocurrencies or fiat;
● Will not trade or obtain financing on the platform with anything other than legally obtained funds;
● Is currently in compliance with all legislation that relates to or affects the services conducted under these Terms and Conditions;
● Will not use any funds directly or indirectly in the following circumstances:
◦ as a person from a sanctioned or prohibited jurisdiction;
◦ on behalf of or for the benefit of a person from a sanctioned or prohibited jurisdiction;
◦ in violation of or as a prohibited, restricted, or penalized person under applicable economic sanctions.
● Has not:
◦ violated;
◦ been fined, disbarred, sanctioned, subjected to economic sanctions, and related restrictions, or otherwise penalized;
◦ received any oral or written notice from any government body concerning actual or possible violations; or
◦ been in any report or notification received by the company as the subject or target of sanctions, restrictions, penalties, enforcement actions or investigation under any applicable laws;
● Has not promised, given, or authorized any payment, or offered, the provision of anything else of value, including any cryptocurrencies, to a government Official or an individual employed by another entity in the private sector in violation of the applicable Anti-Corruption laws;
● Will not falsify any registration and administration details provided to NTJ (before establishing and or during the business relationships).

17. Liability

Except as otherwise provided for in these Terms and Conditions, NTJ, its service providers, officers, directors, agents, employees, or representatives will not be liable for any:

● Loss of profits or loss of expected revenue or gains;
● Loss of or damage to reputation or goodwill, i.e.: any loss of business or opportunity, customers or contracts, waste of overheads, management or other staff time;
● Loss of use of hardware, software, data and or any corruption of said data; including, but not limited, to any losses or damages arising out of or relating to any inaccuracy, defect or omission of digital currency price data; any error or delay in the transmission of such data; and or any interruption in any such data;
● Loss or damage whatsoever which does not stem directly from the company’s breach of this agreement.

18. No WaiverAny failure by NTJ to exercise any of its respective rights, powers, or remedies under these
Terms and Conditions, or any delay by the company, does not constitute a waiver of any such
right, power, or remedy. The single or partial exercise of any right, power, or remedy by NTJ
does not prevent the company from exercising any other rights, powers, or remedies.19. NTJ’s extent of responsibility

The company will make all efforts to assist its customers if something goes wrong on the platform once the customer has acted honestly and kept the company informed.

The company will not be responsible for any losses customers may suffer if NTJ is unable to perform its obligations under this agreement due to any legal, regulatory requirements, abnormal, or unforeseeable circumstances which could not have been avoided.

NTJ is not responsible for damages caused by delay or failure to perform undertakings under these Terms and Conditions, when the delay or failure is due to:

● Fire;
● Strike;
● Flood;
● Wars;
● Power outages or failures;
● Acts of God or the state’s enemies;
● Lawful acts of public authorities;
● Any and all market movements, shifts, or volatility;
● Security breaches or cyber attacks;
● Criminal acts;
● Delays or defaults caused by common carriers;
● Acts or omissions of third parties, such as banking arrangements or relationships with other exchanges;; or,
● Any other delays, defaults, failures, or interruptions that cannot reasonably be foreseen or provided against.

In the event of force majeure, NTJ is excused from any performance obligations and these Terms and Conditions shall be fully and conclusively released from its commitments.

20. No warranty

The company takes the utmost care regarding the quality and maintenance of its platform for both user-friendliness and content . NTJ will take all reasonable measures to continue to provide correct and up-to-date information on its platform.

All opinions and other content provided on the platform are for personal and informational purposes only, and are subject to change without notice. Nothing on NTJ’s platform should be considered solicitation, an offer, a recommendation to acquire or dispose of any services or to engage in any other transaction, or trade advice. Likewise, nothing contained on the platform constitutes as investment, legal, tax, or other advice and is not to be relied on in making an investment or other types of decision(s). Customers are encouraged to obtain relevant and specific professional advice before making any investment decision(s).

21. Property and intellectual property rights

The company reserves all property and intellectual property rights on the platform itself and on all its components. This includes, but is not limited to, any text, illustrations, layouts, and computer programs. The entire content of NTJ’s platform is subject to copyright with all rights reserved, and the information held is for personal use only. Customers may not download (all or in part), transmit or modify the site without the company’s prior written consent. However, customers may print part or all of the information available on the platform for personal use.

The trademark and logo are the exclusive property of NTJ and may not be reproduced. Customers may not use any trademark, product or service name of NTJ, or any meta tags or other “hidden text” utilizing any trademark without prior written consent from the company.

22. Hypertext links

Where hypertext links to third-party internet websites are provided on NTJ’s platform, such links are not an endorsement by the company of any product or service on such websites. Except in the case of gross or intentional negligence or misconduct on NTJ’s part, use of such links is used entirely at the risk of the customer. NTJ accepts no responsibility or liability for the content, use, or availability of third-party websites.

Access to these internet sites is at the exclusive risk of the customer, being fully aware that these internet sites may be subject to other terms and privacy policies than those applicable to NTJ’s platform. Likewise, no third-party is permitted to link any other website to NTJ’s platform without obtaining the company’s prior written consent.

23. Privacy

By agreeing to these Terms and Conditions customers explicitly consent to NTJ accessing, processing, and retaining any information provided, for the purposes of providing our services. This does not affect any rights or obligations both parties have under the data protection legislation. You may withdraw this consent by closing your account. Once your account is closed, the company will stop using your data for the aforementioned purposes, however, this data may be processed for other purposes.

The company’s Privacy Policy explains how information is collected, used, disclosed, transferred, and stored. Our Privacy Policy also sets out the customer’s rights to their information. NTJ’s Privacy Policy is available separately on the company’s platform at www.safe2transact.com/privacy-policy.php. Customers will be notified when any changes have been made to this document.

24. Law enforcement requestsIn the event of suspicion of money laundering or terrorist financing, NTJ can receive
information requests in relation to its customers from law enforcement agencies around the
world. Usually, these inquiries consist of two types of data: information about the customers’
identities or information about customer’s trading activities. In these cases, the company will
review each inquiry to determine that it has a valid legal basis and ensure that only the data
to which law enforcement is entitled is provided. The company reserves the right to make
disclosures to authorities to protect itself, its associates, and its customers.25. Communications sent by Internet users

NTJ wants to hear from you. Customers dissatisfied with any of the company’s services, or who have questions should contact us via the following e-mail address: info@safe2transact.com.

26. Applicable rules and competent authority

These Terms and Conditions shall be governed by, construed, and enforced in accordance with the Laws of the Republic of Lithuania, and shall be interpreted in all respects as a contract valid under the laws of the Republic of Lithuania. As a customer, you irrevocably and unconditionally agree and consent to the jurisdiction and venue of the courts of the Republic of Lithuania regarding any dispute, claim, or controversy arising out of or relating to:

●  these Terms and Conditions – its existence, breach, termination, enforcement, interpretation, or validity thereof, or,
●  your account – the operations, and services offered on the platform, or,
●  your access to or use of the services at any time.

If you are a consumer, we will resolve your complaint within 14 days as of the day of receipt of your complaint with sufficient information, unless any applicable laws or regulations set out a shorter term. In all other cases, we will resolve your complaint within a reasonable time, however not longer than within 30 days as of the day of receipt of your complaint accompanied by sufficient information. Complaints shall be handled, and disputes shall be settled free of charge

27. Applicability of the present Terms and Conditions

NTJ reserves the right to modify these Terms and Conditions at any time as the company
strives to keep the Terms relevant to changes in general law or regulations, decisions or
recommendations made by a regulator or court, or new industry guidance and
recommendations. The company will only make changes for these reasons if it is reasonable
to pass on the impact of that change. The customer will be informed of such modifications via
public updates available on the platform.

The proposed changes to these Terms will come into effect 30 (thirty) calendar days after the date of the notice, unless you have given us notice that you object to the proposed changes before they come into effect. Changes to the fees related to exchange services shall come into effect immediately without notice.

28. Governing language and translationsThese Terms and Conditions, Privacy Policy, and other agreements or communications
notified through the services have been drafted in English. Although translations in other
languages of any of the foregoing documents may be available, such translations may not be
up to date or complete. Accordingly, you agree that in the event of any conflict between the English language version of the foregoing document and any other translations thereof, the
English language version of such documents shall govern and prevail.